RBI ·

RBI sets calamity banking-service rules for Regional Rural Banks

RRB operations must maintain banking access in calamity-hit areas from July 1

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India's RBI set calamity banking-service rules for Regional Rural Banks, effective July 1, 2026 under Banking Regulation Act sections 21 and 35A.
Why it matters
RRBs must arrange banking access in calamity-hit areas through temporary premises, satellite offices or mobile banking under Regional Office intimation. ATM restoration must begin immediately. Small-account opening for displaced persons is permitted under existing KYC norms.
Implications
  • — RRB branch-operations teams must seek RBI Regional Office approval for temporary premises beyond 30 days.
  • — RRB ATM operations teams must restore ATM services at the earliest or provide alternative cash-access arrangements in affected areas.
  • — RRB onboarding teams can use small-account procedures when calamity-displaced customers lack identification records.

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