The Guardian · UK ·

UK caps student loan interest at 6% for 2026–27

→Loan servicers must apply 6% interest ceiling from September

Governance Financial Services
Change
The UK capped interest rates on Plan 2 and Plan 3 student loans at 6% for the 2026–27 academic year effective September 1.
Why it matters
The cap overrides inflation-linked increases, requiring loan servicing systems to enforce the maximum rate across eligible accounts.
Implications
  • → Servicers must update systems — compliance required
  • → Borrower costs capped — interest growth slows

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The Guardian
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