RBI deletes capital-adequacy clause for commercial banks
Commercial banks must remove clause 21(i)(b) from capital-adequacy controls
RBI
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Change
RBI amended commercial-bank capital-adequacy directions with immediate effect by deleting sub-paragraph 21(i)(b) from the 2025 Prudential Norms on Capital Adequacy.
Why it matters
The amendment removes a specific clause from the capital-adequacy directions that commercial banks apply. Compliance, prudential-risk and regulatory-reporting teams must use the amended rule text from the issue date instead of referencing the deleted sub-paragraph.
Implications
- — Commercial-bank compliance teams must remove sub-paragraph 21(i)(b) from capital-adequacy rule checklists and policy references from May 18, 2026.
- — Bank regulatory-reporting teams must align capital-adequacy control mapping with the amended RBI directions before using the deleted clause in filings or internal reviews.
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