DGFT opens UIN correction window for EPM interest-subvention claims

Banks must credit eligible EPM interest subvention from loan disbursal date

Change
DGFT allowed EPM interest-subvention claims for FY 2025-26 where eligible export credit was disbursed from 2 January 2026 and UIN is generated by 31 May 2026, and set a 15-day UIN rule from FY 2026-27 onwards.
Why it matters
The notice fixes a claim-processing gap caused by delayed UIN generation during EPM implementation. For qualifying FY 2025-26 cases, interest subvention runs from the loan-disbursal date rather than the UIN-generation date. From FY 2026-27, banks and exporters must generate the UIN within 15 days of original disbursal to preserve disbursal-date admissibility.
Implications
  • Participating banks must recompute and credit eligible FY 2025-26 EPM interest-subvention claims from the loan-disbursal date — qualifying claims cannot be limited only to the UIN-generation date.
  • Exporters with eligible pre- or post-shipment export credit disbursed on or after 2 January 2026 must ensure UIN generation by 31 May 2026 to use the corrective FY 2025-26 window — delayed generation after that date can block the window.
  • Export credit and treasury teams must generate UINs within 15 days of original disbursal from FY 2026-27 onwards — only timely UIN generation preserves interest-subvention admissibility from the disbursal date.
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