National Payments Corporation of India raises UPI Global Acceptance limit to ₹2 lakh

UPI issuers, PSP banks and apps must reset Global Acceptance caps by 31 May

Change
National Payments Corporation of India raised the per-transaction and per-day UPI Global Acceptance limit to ₹2 lakh, effective 31 May 2026.
Why it matters
UPI Global Acceptance processing now has a revised limit boundary separate from domestic UPI local acceptance limits. Issuer banks, PSP banks and UPI applications using unchanged Global Acceptance controls risk allowing transactions above the revised NPCI ceiling after the effective date.
Implications
  • Issuer banks must cap UPI Global Acceptance authorisations at ₹2 lakh per transaction and per day from 31 May 2026 — transactions above that ceiling fall outside the revised NPCI limit.
  • PSP banks must update Global Acceptance routing and validation controls before 31 May 2026 — stale limit logic can process transactions above the revised NPCI ceiling.
  • UPI application operators must update user-facing and backend transaction-limit checks for Global Acceptance flows before 31 May 2026 — unchanged app controls can initiate transactions outside the revised limit.

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