India's RBI extends export credit window to June 30, 2026
Change
India's RBI extended its enhanced export credit facility to permit pre- and post-shipment finance for up to 450 days on disbursals made through June 30, 2026, and extended the realisation and repatriation timeline for export proceeds to 15 months.
Why it matters
Lenders must accept and manage longer-tenor export financing and carry export-related credit exposure for an extended period, which changes interest accrual, collateral timing, and credit monitoring. Corporate treasuries must plan cash flows and receivable reconciliations over a 15-month realisation window rather than the shorter timetable used previously.
Implications
- • Authorised dealer banks' export finance teams must revise loan tenor limits and lending agreements to permit up to 450-day pre- and post-shipment financing for disbursals through June 30, 2026, or they will be unable to process requests under the extended facility.
- • Authorised dealer banks' compliance and reporting teams must update monitoring, reconciliation and repatriation procedures to accept a 15-month export proceeds realisation window, or they must suspend processing of transactions that rely on the extended timeline.
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Topics
Trade & Tariffs Regulatory Actions Banking Regulation Financial Services