India's RBI extends enhanced export credit window to June 30, 2026
Exporters' trade‑finance teams can access 450‑day export credit until June 30
Change
India's RBI extended the enhanced export credit window for disbursals made until June 30, 2026, permitting up to 450 days of pre‑ and post‑shipment finance and lengthening export‑proceeds realisation to 15 months.
Why it matters
Authorised lenders must apply the extended tenor only to disbursals dated on or before June 30, 2026. Exporters can use the longer finance tenor and the 15‑month realisation window only by meeting the RBI's existing facility conditions.
Implications
- — Authorised dealer banks and export‑finance lenders in India must update loan and disbursal controls immediately to ensure the 450‑day pre‑ and post‑shipment tenor is applied only to disbursals dated on or before June 30, 2026 — failing to restrict eligibility by disbursal date would breach RBI instructions.
- — Compliance and risk teams at authorised dealer banks must verify exporter eligibility against the RBI's existing facility conditions before approving extended‑tenor disbursals — approvals issued without verification expose the bank to regulatory non‑compliance.
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Source
View on Economic Times