India's RBI defers capital market exposure directions implementation to July 1

Bank credit teams have until July 1 to implement revised capital-market exposure rules

The Hindu ·
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India's Reserve Bank of India (RBI) postponed the April 1, 2026 effective date of its Amendment Directions on capital market exposures and moved implementation to July 1, 2026.
Why it matters
The Amendment Directions finalised on February 13, 2026 set new rules for bank financing of corporate acquisitions, limits for lending to individuals against shares and units of REITs and InvITs, and a principle-based framework for lending to capital market intermediaries. Those specified exposure categories and frameworks will apply from the implementation date set by the RBI, requiring banks and affected counterparties to align their policies to the directions when they take effect.
Implications
  • Bank credit, compliance, risk and legal teams at Indian banks must finalise and schedule all policy, control and documentation changes required by the Amendment Directions by July 1, 2026 — failure to implement by that date will leave the bank non-compliant with RBI requirements when the directions take effect.

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