RBI mandates two-factor authentication for all digital transactions
→All payments must include dynamic authentication
Change
India’s RBI mandated two-factor authentication for all digital transactions effective April 1, requiring at least one dynamic verification method.
Why it matters
Payment systems must move beyond single-factor methods and implement stronger authentication frameworks across platforms.
Implications
- → Payment providers must upgrade systems — compliance required
- → Failure increases transaction rejection risk — operational impact
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Source
View on Economic Times