Karnataka Information Commission declares Apex Bank a public authority under RTI

Bank information officers must release loan and financial records on RTI requests

The Hindu ·
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Karnataka Information Commission has ruled that the Karnataka State Co‑operative Apex Bank qualifies as a public authority under the Right to Information Act, 2005, and must disclose records on its functioning — including financial and loan-related documents — in response to RTI requests.
Why it matters
Records submitted to the bank during loan applications, including corporate borrower filings, are subject to disclosure under the Right to Information Act. The bank is required to comply with RTI provisions and may not refuse requests by citing its cooperative‑society status.
Implications
  • Public Information Officers and records teams at the Karnataka State Co‑operative Apex Bank must immediately accept, process and furnish requested loan files and financial records under RTI timelines — failure will constitute regulatory non‑compliance under the Right to Information Act.

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