Economic Times · India ·

Indian banks write off ₹9.75 lakh crore in loans over 11 years

→Write-offs continue without extinguishing borrower liability

Economy Financial Services
Change
Indian banks wrote off ₹9.75 lakh crore in loans over 11 years while retaining legal claims for recovery.
Why it matters
Write-offs remove loans from balance sheets but require banks to continue recovery actions through legal mechanisms.
Implications
  • → Banks must continue recovery proceedings — liabilities persist
  • → Borrowers remain obligated to repay — enforcement continues

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Economic Times
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