RBI authorises CRED as payment aggregator

Fintech can onboard merchants and process payments

Financial Services Fintech & Payments
Economic Times ·
Change
India’s RBI authorised CRED to operate as a payment aggregator under its regulated framework.
Why it matters
The authorisation brings CRED’s payment operations under RBI supervision, imposing settlement, refund and reporting obligations.
Implications
  • — Merchants can use CRED for payments — onboarding expands
  • — Compliance obligations apply to transactions — regulatory oversight increases

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Economic Times
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